Central Bank Rate: 2.75%
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Loan Apps Malaysia

10 Verified Lenders • From 4.5% APR

Central Bank Rate 2.75%
Inflation Rate 1.30%
GDP/Capita MYR 54,894
Average Monthly Salary MYR 3,045
Income Tax Rate 30.0%
Average Property Price MYR 500K
Unemployment Rate 3.0%

Loan Types Available

Personal Loans

Interest Rate 4.50% - 9.00%
Loan Amount MYR 1,000 - 250K
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Business Loans

Interest Rate 3.50% - 7.50%
Loan Amount MYR 50,000 - 5,000K
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Student Loans

Interest Rate 3.75% - 3.75%
Loan Amount MYR 1,000 - 50K
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Mortgage Loans

Interest Rate 3.40% - 4.80%
Loan Amount MYR 100,000 - 1,000K
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Auto Loans

Interest Rate 2.50% - 3.50%
Loan Amount MYR 20,000 - 200K
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General Requirements

Age Requirements

18 - 70 years

Residency

Required

Credit Score System

CTOS

Minimum Down Payment

10.0%

Top Lenders

GHL Systems Bhd

4.4
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CapBay

4.3
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BigPay Later Sdn. Bhd.

4.1
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Modalku Ventures Sdn Bhd

3.8
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Jirnexu Sdn Bhd

3.7
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AEON Credit Service (M) Berhad

3.7
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Loan Calculator

Monthly Payment MYR 890
Total Cost MYR 10,680
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Verified Expert
James Mitchell

James Mitchell

International Finance Expert & Credit Analyst

Over 8 years of experience analyzing loan markets and banking systems across 193 countries. Helping consumers make informed financial decisions through independent research and expert guidance.

Verified 3 days ago
193 Countries
12,000+ Reviews